Independent Financial Adviser

Independent Financial Adviser

Red open sign hanging in shop front glass door
Buying a business Set yourself up for success Many of us dream of running our own business, with all the independence and satisfaction that offers. While striking out on your own can be personally and financially rewarding, getting off to a good start is crucial to success. So if you are seriously thinking about becoming your own boss […] Read more
Self worth = net worth
Self worth = net worth How to build confidence and change your financial direction At the start of the year, many people reassess their finances in preparation for the year ahead. This inevitably involves a review of income sources. For many people, this is a bit of a sore spot as it can cause doubt or regret about career choices. […]
 Read more
Australian growth resilient in tough times
Australian growth resilient in tough times ‘Resilient’ is perhaps the best way to sum up Australia’s economic performance over the past 12 months. That was the word used by Standard and Poor’s director of sovereign ratings, Craig Michaels, when confirming Australia’s AAA credit rating in mid-June.Australia’s strong performance is even more remarkable in a year characterised by ongoing uncertainty and volatility […]
 Read more
Understanding limited recourse borrowing arrangements
Understanding limited recourse borrowing arrangements A self-managed superannuation fund (SMSF), generally speaking, is not able to borrow to acquire assets. The rationale is that superannuation is meant to be a relatively conservative investment vehicle, and borrowing can put the fund at risk An example of this risk at work was seen during the global financial crisis (GFC) through margin lending […]
 Read more
Australia’s Christmas spending 
Australia’s Christmas spending     Aussies planned to spend $1,079 on average over the holiday season (1). Average Christmas spending on gifts (1) NSW – $548 WA – $435 QLD – $408 SA – $405 VIC – $401 Avoid the Christmas debt hangover Join the Christmas budgeters (1) 57% set a budget 4 in 5 stuck to it How […]
 Read more