Independent Financial Adviser

Independent Financial Adviser

6 ways to manage your Festive season finances
6 ways to manage your Festive season finances Around this same time each and every year, many Australians start to say to themselves “I will NOT go back to work after the Christmas break with silly season debt!” And yet, come 5 January when the majority of us return to work, here we are with the remnants of Christmas wrapping, a dried out […]
 Read more
Over age 31? Lifetime Health cover loading info you need to know
Over age 31? Lifetime Health cover loading info you need to know Lifetime Health Cover (LHC) is a Federal Government initiative designed to encourage people to take out hospital insurance earlier in their life and to maintain their cover throughout. In summary, if you don’t have private health insurance by the 1 July following your 31st birthday, you will be penalised with an extra 2% loading on […]
 Read more
Life Event: How much does a wedding cost?
Life Event: How much does a wedding cost? It’s the biggest day of your life to-date, and it’s been months or even years in the making.  Countless hours (or even days!) of planning, buying, meeting, choosing and celebrating, all lead up to that perfect day that is your wedding. Your wedding day can be as cheap or expensive as you want it to […]
 Read more
Steps to financially survive losing your job.
Steps to financially survive losing your job. Losing your job isn’t just about your career. It can have a far reaching effect on your bank balance, your health and your self esteem. There are so many considerations and thoughts that will be running through your head at this time. It is therefore imperative to compartmentalise each aspect and break down the future piece-by-piece. Your […]
 Read more
New study confirms what we all secretly knew, some of us are washing money down the drain.
New study confirms what we all secretly knew, some of us are washing money down the drain. A new study has revealed what most of us already suspected, but didn’t want to admit; if we made the effort of reviewing our interest rates, utilities providers and bank fees, we could save hundreds (perhaps thousands) of dollars per year. The report, conducted by the Queensland University of Technology (QUT) on behalf of Heritage […]
 Read more