Independent Financial Adviser

Independent Financial Adviser

Neighbourhood, houses
Postives and negatvies of gearing Negatively gearing an investment property is viewed by many Australians as a tax effective way to get ahead. Read more
Curve in the road
How to keep ahead of the yield curve US Interest rates have been making headlines in recent months, but do they really matter to Australian investors? The short answer is they do, a lot.

Changes in US interest rate settings have made a big impact on investment returns from bonds and shares over the past year, while uncertainty about the future direction of interest rates is also weighing heavily on markets. Read more
Decoding real estate agent speak First-home buyers (and even second- and third-home buyers) are often baffled by the jargon used by real estate industry professionals. This can result in expensive misunderstandings unless you take the time to learn the lingo.

Here are some frequently misunderstood terms and concepts you should familiarise yourself with before you begin searching for your dream home. Read more
Website and tax
Tax and your website: What can you claim? Most small businesses and independent contractors have a website these days. If you are planning to launch a new website or refreshing an existing one, it’s important to understand the tax implications. As with all things tax, it’s not always easy. Read more
Small financial steps add up Sometimes, when thinking about your long-term financial goals, they can seem so big as to be insurmountable. But the truth is, those that achieve financial success don’t usually do so by encountering a sudden windfall. Rather, they have in place a set of small habits that allow them to work towards their dreams. And by investing small amounts over the long-term, they see big outcomes. Read more