Independent Financial Adviser

Independent Financial Adviser

Safe harbour
Finding safe harbour when business is rough Australia’s economy is growing at a slower pace than many would like, with small businesses in some sectors doing it tough. Recognising the warning signs of potential insolvency is key to trading through difficult times. Read more
Side hustle, woman working
What you need to know if you have a side hustle Whether it’s to pursue a passion or to make a little extra money, more Australians than ever now have a side hustle.

But while freelancing, moonlighting and pursuing passion projects can be a great way to add value to your life, they can sometimes complicate how you go about managing both your time and finances. Read more
Neighbourhood, houses
Postives and negatvies of gearing Negatively gearing an investment property is viewed by many Australians as a tax effective way to get ahead. Read more
Curve in the road
How to keep ahead of the yield curve US Interest rates have been making headlines in recent months, but do they really matter to Australian investors? The short answer is they do, a lot.

Changes in US interest rate settings have made a big impact on investment returns from bonds and shares over the past year, while uncertainty about the future direction of interest rates is also weighing heavily on markets. Read more
Decoding real estate agent speak First-home buyers (and even second- and third-home buyers) are often baffled by the jargon used by real estate industry professionals. This can result in expensive misunderstandings unless you take the time to learn the lingo.

Here are some frequently misunderstood terms and concepts you should familiarise yourself with before you begin searching for your dream home. Read more