Weighing up the value of life insurance It probably comes as no surprise to anyone that there is a significant underinsurance gap between what we would need to maintain our standard of living should the unthinkable happen, and what we are actually covered for in the way of insurance. Australia is one of the most underinsured nations in the developed world, ranking […]
Read more

Life insurance inside or outside super? If you’ve got super, chances are you’ll have some default insurance included and the option to buy more at an attractive price. It’s a cost effective way to get a basic level of cover, but holding insurance inside super does have some downsides. Forms of superannuation insurance There are three types of insurance you can […]
Read more

June 30: Tips for getting your financial house in order Time is running out to get your financial house in order before June 30. This is especially the case for anyone who has funds available to make a large cash injection into their superannuation retirement savings before the rules change. The 2016-17 financial year is your last opportunity to make a non-concessional (after tax) contribution […]
Read more

Taking care of business when disaster strikes When Cyclone Debbie swept across Queensland and Northern NSW in March 2017, the damage to homes, farms and businesses ran into the billions. But while the initial focus has been on the damage to buildings, crops and infrastructure, business owners also face a loss of income until repairs are complete and they can resume normal […]
Read more

Life insurance: the most important investment you’ll ever make Many Australians wouldn’t think twice about buying insurance for a vehicle. Home and contents coverage is a no-brainer, and for a rising number of people, private health cover is on the cards as well. But why is it that so many Australians overlook insuring one of their most important assets – their lives? Life insurance […]
Read more