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Aged Care? Planning early is key
Aged Care? Planning early is key Early planning can take away a lot of the stress and uncertainty that can arise when considering aged care at home or a residential aged care facility. Know what your options are The first option that probably comes to mind is a residential aged care facility. These facilities provide accommodation and care depending on your […]
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Boost to voluntary savings required to achieve comfortable retirement: ASFA Retirement Standard June
Boost to voluntary savings required to achieve comfortable retirement: ASFA Retirement Standard June Retirees have experienced a slight increase in the cost of living in the June quarter, according to the Association of Superannuation Funds of Australia (ASFA) Retirement Standard. The ASFA Retirement Standard June quarter figures indicate that couples aged around 65 living a comfortable retirement needing to spend $59,160 per year and singles $43,062, 0.4 per […]
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It’s time for Small Business to embrace an administration overhaul
It’s time for Small Business to embrace an administration overhaul In what was an unexpected finding given the technology now available, Cloud accounting company Xero recently released compelling analysis which revealed that more than 51% of Australian small and micro businesses are still using a paper-based system to manage their invoices and receipts. Small Business still keeping paper records Uncovered was the alarming statistic that the average […]
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Is an SMSF right for you?
Is an SMSF right for you? A self managed super fund (SMSF) is a superannuation trust structure that provides financial income to its members in the retirement phase of their life. The main difference between SMSFs and other super funds is that SMSF members are also the trustees of the fund. SMSFs are a ‘Centre of Excellence’ for Maddern Financial Advisers. […]
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It’s time to focus on Australia’s credit rating
It’s time to focus on Australia’s credit rating Global ratings agencies Standard & Poor’s and Moody’s have effectively put the new Turnbull government on notice to reduce the nation’s budget deficit or risk a downgrade in Australia’s credit rating. Sounds serious, but what does it actually mean and is it necessarily a bad thing? With the government still lacking a majority in the […]
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