Independent Financial Adviser

Independent Financial Adviser

It’s time to protect your income
It’s time to protect your income Consider cover for your most important asset – your ability to earn. One of the reasons people say they don’t have income protection is the perceived cost. But if you were to lose your ability to earn you might regret not having cover, or not having enough cover. Sadly, one in five Australian families will […]
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Business disruptors and how to shake things up
Business disruptors and how to shake things up When car-sharing pioneer Uber was born seven years ago in San Francisco, few would have predicted the speed and size of the impact it would have on the taxi business. Or that in seven short years it would become a business valued at US$50 billion, with operations in almost 60 countries. Fewer still contemplated the […]
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Starting over: divorce after 50
Starting over: divorce after 50 Baby boomers have always been catalysts for social change and now they are doing it again. Divorce after 50 – or grey divorce as it’s become known – is on the rise. At a time when the kids have left home and retirement is on the horizon, more couples are deciding to go their separate […]
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Win the investment race (by navigating risk)
Win the investment race (by navigating risk) No sensible person would take risks with their hard-earned cash for the sake of it, but the paradox of investing is that there’s no avoiding risk if you want to achieve financial security. Risk vs volatility Investing is an inherently risky business, but perhaps not in the way you think. While it’s common to hear […]
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How psychology shapes our financial health
How psychology shapes our financial health For many school children of a certain vintage, the wisest investment of their youth was made for them. Buried away in their time capsule, some will still have a battered old bankbook, into which a small amount was regularly deposited. Come the final day of Grade 6, a wide-eyed kid might find a few hundred […]
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