Independent Financial Adviser

Independent Financial Adviser

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Putting recent returns into perspective While 2021-2022 may not have been a stellar year for the majority of investors, it's worth remembering that the worst performing asset class one year can be the best the next, and vice versa. That's why successful investing benefits from having a good balance. Read more
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Interest rates and investing What are interest rates?
The interest rate is the amount a borrower pays for borrowing money from a lender, which is why it's often referred to as the cost of borrowing.

Conversely, the interest rate is also the amount earned on money deposited into a bank or financial institution, also known as the rate of return. Read more
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Coming to terms with stagflation First, we had to brush up our understanding of inflation and what it means for our hip pocket and our investments. Now the term stagflation is being thrown into the economic mix. Read more
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4 tips for getting superannuation payments right Getting superannuation contributions right is an important element of any employers end of financial year period. These tips will guide you on the right path.

Superannuation contributions have been compulsory for three decades in Australia, and as the years have ticked over, the requirements have evolved quite substantially. Read more
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When bankruptcy is the best way forward As interest rates and debt levels rise, many individuals and small business owners are feeling the pinch. Most will make it through with some belt-tightening, but some may need to take further action. Read more