Financial Planning

Three simple steps for financial wellness If money’s too tight to mention, here’s some small steps that can make a big difference in achieving your financial goals.
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Retirement planning: it’s not all about the money Retirement is often a massive life change for the majority of people who experience it. Most of us will have mixed emotions around the end of our working life and the beginning of our 'second half'. For some it will be a relief, and something they have long planned for and are looking forward to, but for others it will be a source of anxiety. This anxiety could be due to many factors including, but not limited to, concerns around the potential for running out of money, feelings associated with a lack of confidence or a lack of control and other factors we will discuss here. Read more
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Illegal early SMSF access on ATO’s radar Since the Albanese Government announced its intention to double the tax on investment earnings for super account balances over $3 million, there has been lots of talk about taking money out of self managed superannuation funds (SMSFs) to avoid the tax hikes. Read more
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What is portfolio rebalancing? Just like your car needs a periodic service to stay in tune, here's why you should rebalance your portfolio from time to time. Read more
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How do interest rates affect your investments? Interest rates are an important financial lever for world economies. They affect the cost of borrowing and the return on savings, and it makes them an integral part of the return on many investments. It can also affect the value of the currency, which has a further trickle-down effect on other investments. Read more