Financial Planning

Chasing yield in a low interest rate world
Chasing yield in a low interest rate world Low interest rates and unsettled sharemarkets make the chase for yield a challenging prospect. And yield is important, particularly for those approaching or already in the retirement phase. Because maintaining capital and enjoying a steady income stream are the two key factors to provide for comfort in the years ahead. But how can you get […]
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Taking the guesswork out of gifting
Taking the guesswork out of gifting It’s the season of giving and what better way to show love and support to your family than to gift your children or grandchildren some much needed cash. After all, as the saying goes it’s better to give with a warm hand rather than with a cold one. And in these days of high home […]
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How to play the Trump card
How to play the Trump card   To say that Donald Trump’s election as President of the United States took the world by surprise is an understatement. Markets hate surprises and uncertainty, so a short-term period of volatility is to be expected. But as investors begin to digest the new policy direction, buying opportunities could arise. So, what do we know […]
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Changes to Superannuation limits & saving for retirement
Changes to Superannuation limits & saving for retirement Australians are constantly being told they are not saving enough for their retirement. The argument goes that unless you have enough saved in superannuation you will be forced to rely on the Age Pension. But this is not the whole story. Super is undoubtedly the most tax-effective vehicle for retirement savings, despite constant government tinkering […]
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Separating your finances
Separating your finances No one enters into marriage expecting to divorce, but it’s a fact of life for many couples. One in three Australian marriages will end in divorce, after an average of 12 years.i In that time, couples are likely to have intertwined their finances, taken out a mortgage and perhaps had one or more children. The […]
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