Financial Planning

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Keep your cash flowing As we head into the Christmas holiday season you are most likely looking forward to some relaxing times ahead, but one thing that should not be taking a break is your cash flow.

Invariably there will be a blowout in your personal spending over the Christmas period on food, presents and holidays, while the normal household bills keep rolling in.

It’s much the same for businesses. It can be all too easy in the busy lead-up to Christmas to let chasing bad debts and invoicing clients take a back seat. But if you don’t act now, you may not see any cash until February. Meanwhile your regular bills will still be coming in and wages will also need to be paid.

So what can you do to make the holiday season financially stress free? Read more
Avoiding the holiday debt hangover
How to avoid the holiday debt hangover We’re coming up to the festive season and for all its fun and frivolity, it’s also a time when we loosen the purse strings to accommodate the excess.

We all know there’s nothing worse than starting the new year with unpaid debt. Making a solid plan for your silly season spend can make a big difference and will help you avoid a holiday debt hangover. Read more
Benefits of a super long engagement
Benefits of a super long engagement Superannuation is a long-term financial relationship. It begins with our first job, grows during our working life and hopefully supports us through our old age. Read more
Cashless society: two sides to every coin
Cashless society: two sides to every coin Australia is hurtling towards being a cashless society at a startling rate, with some pointing out that if the current trend were to continue it could be as soon as 2022 Read more
How to avoid unwanted ATO attention
How to avoid unwanted ATO attention Nobody wants to attract unwanted scrutiny from the ATO. Tax audits can be stressful and potentially costly. Read more