Financial Planning

Woman business meeting
Contractor or employee: Which are you? With COVID-19 having a significant impact on traditional employment, many people are working as a contractor for the first time either by choice or necessity. It’s not just a lifestyle decision; from the tax and superannuation perspective, there are important differences between being an employee and a contractor. Read more
SMSF person working on computer
Is a self managed super fund (SMSF) right for you? As anyone who has joined the weekend crowd at Bunnings knows, Australians love DIY. And that same can-do spirit helps explain why 1.1 million Aussies choose to take control of their retirement savings with a self-managed superannuation fund (SMSF). Read more
Family
Mind the insurance gap At a time when many people have been focused on their family’s health and livelihood, having adequate life insurance has never been more important. Yet the gap between what we need and what we have, has been growing. Read more
Studying
Turning redundancy into opportunity As the economy starts to recover from COVID-19 shutdowns, some sectors may take longer than others to return to their normal operating capacity and some companies may never fully recover. That means there is still the chance that some employees could be made redundant. Read more
Rearview mirror
Lessons from 2020 to secure a bright future It was a year most of us would like to forget. And yet, some of the toughest lessons of 2020 had a silver lining. Read more