Financial Planning

Businessman writing on paper pad
To lease or buy a business asset? That’s the question With business conditions picking up in Australia, many business owners are thinking about the equipment they will need to evolve in the years ahead. Read more
Women in grey sweater holding tablet computer
Claiming small business CGT concessions The Government is continuing to tighten the eligibility rules for claiming tax concessions relating to small business capital gains tax (CGT) obligations.

If you qualify, these concessions can have a big impact on how much of the profit from the sale of a business asset you get to keep, and how much goes to the tax man. Read more
Umbrella protecting family cartoon image
A trusted investment vehicle Family trusts are a popular and effective investment structure to manage and protect your family’s fortune, but you don’t have to be worth a fortune to benefit from having one.

Despite their appeal, they are not for everyone. Indeed, it is suggested that if your assets are less than $300,000, and that is not counting your super, then it may well not be worth your while.

But for those with sufficient assets, a family trust can be an effective way to protect your family’s assets and limit your tax liability at the same time. So how do they work? Read more
Coin in jar
What if I exceed my super contribution caps? Making additional personal contributions to superannuation is a great way to boost your retirement savings in a tax-effective way. But there are strict caps or limits on the amount you can contribute each year and stiff tax penalties for exceeding the limits. Read more
New covid-19 relief schemes - written text
New COVID-19 relief schemes explained As we navigate ongoing lockdowns due to COVID-19 across Australia, here is a guide to the latest benefits you may be entitled to from the Federal and State Governments. Read more