Financial Planning

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Understanding capital gains tax A capital gain or loss is the difference between what you paid for an asset and what you sold it for. This takes into account any incidental costs on the purchase and sale. So, if you sell an asset for more than you paid for it, that’s a capital gain. And if you sell it for less, that is considered a capital loss. Read more
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Tips to avoid investing badly While it's difficult to be the best investor in the world, we can all actively avoid being a ‘bad investor’ by learning from history and staying the course. Read more
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Mortgage vs super With interest rates on the rise and investment returns increasingly volatile, Australians with cash to spare may be wondering how to make the most of it. If you have a mortgage, should you make extra repayments or would you be better off in the long run boosting your super? Read more
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ATO focus on rental properties Rental property owners are now one of the ATO’s top targets after it found nine out of ten tax returns reporting rental income and deductions contained at least one error.i

The tax office estimates it’s missing out on around $1.5 billion due to over-claiming of rental property expenses and omission of rental income. Read more
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Fund my business: 6 ways to get started Discover options for getting a new business funded so that your fledgling organisation can get the best possible start in life.

Before you can start generating revenue, you may need to spend money first. Depending on your business model that could be very little, but in some cases it could be significant.

No matter what investment is required up front, there are a few key options of where it could come from.

Here are five different potential sources of funding for your business, as well as their benefits and drawbacks. Read more