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Life insurance: the most important investment you’ll ever make
Life insurance: the most important investment you’ll ever make Many Australians wouldn’t think twice about buying insurance for a vehicle. Home and contents coverage is a no-brainer, and for a rising number of people, private health cover is on the cards as well. But why is it that so many Australians overlook insuring one of their most important assets – their lives? Life insurance […]
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Building a new home? Is it exempt from CGT?
Building a new home? Is it exempt from CGT? There is a concession in the CGT rules that can allow a taxpayer to treat a property as their “main residence” even though it does not yet have a habitable dwelling. It is a widely recognised fact that a capital gains tax (CGT) exemption applies to a taxpayer’s principal or main residential property. And one […]
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Australia’s Christmas spending 
Australia’s Christmas spending     Aussies planned to spend $1,079 on average over the holiday season (1). Average Christmas spending on gifts (1) NSW – $548 WA – $435 QLD – $408 SA – $405 VIC – $401 Avoid the Christmas debt hangover Join the Christmas budgeters (1) 57% set a budget 4 in 5 stuck to it How […]
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What is an Exchange Traded Fund (ETF)?
What is an Exchange Traded Fund (ETF)? You may have heard the words Exchange Traded Fund or the acronym ETF bandied about and wondered what on earth it was all about. In truth, ETF’s have been around for many years but they seem to have recently reached peak popularity within the investment community. What is an ETF? An ETF is an investment […]
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6 ways to manage your Festive season finances
6 ways to manage your Festive season finances Around this same time each and every year, many Australians start to say to themselves “I will NOT go back to work after the Christmas break with silly season debt!” And yet, come 5 January when the majority of us return to work, here we are with the remnants of Christmas wrapping, a dried out […]
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