Blog – Maddern Financial Advisers

Be ahead of the news in accounting, private wealth and finance

7 Essential tips for buying your first home

7 Essential tips for buying your first home

Team Maddern
17/Feb/2015
1. Get into a ‘mortgage payment’ pattern ASAP You may have already been saving for a house, or paying rent towards a property, but the psychology of these payments can be very different to servicing a mortgage. It is easy to get complacent with a savings plan and say to yourself “Not this month, its […]
8 ways to transform your finances in 2015

8 ways to transform your finances in 2015

Team Maddern
08/Jan/2015
The start of a new year is an ideal opportunity to give your finances a makeover. Regardless of whether you are a young wealth accumulator saving for a house, a single or double income family educating children and slogging away at your mortgage, or a retiree slowing down to enjoy the simpler things in life, […]
Cost of living increases, future retirees will need to save more according to ASFA Retirement Standa

Cost of living increases, future retirees will need to save more according to ASFA Retirement Standa

Team Maddern
24/Nov/2014
The September quarter Retirement Standard was released by  the Association of Superannuation Funds of Australia (ASFA) late last week, and the news isn’t positive for retirees. According to the statistics, in order to live a comfortable lifestyle in retirement single retirees will need to spend $767 more per year than this time last year, and couples will […]
Why independent financial advice is the best choice for successful professionals in Melbourne

Why independent financial advice is the best choice for successful professionals in Melbourne

Team Maddern
15/Oct/2014
With the average net worth of Australians growing beyond any levels we have previously experienced, higher income opportunities available to many and property prices in many capital cities growing at astronomical rates, it is more important than ever to seek the right financial advice. The right kind of advice can positively impact on so many […]
Can self-funded retirees access a concession card?

Can self-funded retirees access a concession card?

Team Maddern
24/Sep/2014
Many self-funded retirees are surprised to learn that they may qualify to receive a concession card upon ceasing work, despite not qualifying for any Government Age Pension or DVA payments. Most Centrelink benefits require applicants to meet income and/assets tests before they can qualify for a benefit, and whilst the Commonwealth Seniors Health Care card […]
Thinking about buying an investment property?

Thinking about buying an investment property?

Team Maddern
14/Aug/2014
Australians love nothing more than buying property. Investing in bricks and mortar is a comforting and often easy investment decision for many investors, particularly those who feel  at ease with buying something tangible. This love affair has only deepened since legislation changed to allow Self Managed Superannuation funds to borrow for property investment in 2007. […]
How do successful people start their day? An interesting insight

How do successful people start their day? An interesting insight

Team Maddern
30/Jun/2014
There has been much media focus recently on the habits of  highly successful people.  Articles have featured in the New York Times, the Economist and the Wall Street journal, questioning the über successful  on just how they start their day. Founder & Executive Chairman Dr. Dennis J. Maddern was recently interviewed by The New Daily, on […]
How much superannuation is enough?

How much superannuation is enough?

Team Maddern
20/Jun/2014
We all like to think that when we reach retirement age, our superannuation will have enough in it from our employer contributions to start drawing an income that will keep us going until the end. For many Australians however, this sadly won’t be the case. It is never too early to start examining what you […]
Highlight of last nights Federal Budget – How does it impact you?

Highlight of last nights Federal Budget – How does it impact you?

Team Maddern
14/May/2014
Major changes include Super contributions cap increased Super tax for high earners increased Baby Bonus abolished Income tax cuts on hold Medicare levy increased Childcare rebate frozen Superannuation The budget essentially confirmed previous superannuation announcements and in some areas provided additional clarification. The key measures previously announced include: Concessional contributions cap increased to $35,000  As […]
ABC program highlights the key difference between bank financial planning and boutique financial pla

ABC program highlights the key difference between bank financial planning and boutique financial pla

Team Maddern
12/May/2014
Those of you who viewed the Four Corners program “Banking Bad” last Monday night would be rightly horrified at the product-focused culture exposed within one major Australian banks’ financial planning arm. One journalist commented that “Every time the light is shed on this organisation, it seems, it spots a cockroach scuttling away to the safety […]