Blog – Maddern Financial Advisers

Be ahead of the news in accounting, private wealth and finance

Investments

Bonds, inflation and your investments

Team Maddern
17/Apr/2021
The recent sharp rise in bond rates may not be a big topic of conversation around the Sunday barbecue, but it has set pulses racing on financial markets amid talk of inflation and what that might mean for investors.
Split

Divorce: How to make a superannuation split

Team Maddern
10/Apr/2021
Separation and divorce can be a challenging time, often made all the more difficult when you have to divide your assets. So how do you go about decoupling your superannuation?
weighing scales

Weighing up costs and benefits of an SMSF

Team Maddern
04/Apr/2021
For many people, the idea of managing and investing your own retirement savings is very appealing. But there is ongoing debate over whether running your own self-managed super fund (SMSF) is cost effective. So, what are the arguments for and against having your own fund?

Declutter your finances

Team Maddern
27/Mar/2021
Like trees losing their leaves in autumn, why not take a leaf out of their book and choose this time of year to shed some of your own financial baggage.
Retired couple

There's more than one way to boost your retirement income

Team Maddern
20/Mar/2021
After spending their working life building retirement savings, many retirees are often reluctant to eat into their “nest egg” too quickly. This is understandable, given that we are living longer than previous generations and may need to pay for aged care and health costs later in life.
Couple

Love and money: achieving financial harmony

Team Maddern
13/Mar/2021
The past 12 months have been a challenging time for many of us on a personal level, with the pandemic having a far-reaching impact on so many aspects of our lives. While the Australian economy is proving remarkably resilient, personal finances have been affected in different ways by lockdowns and government initiatives put in place to soften the economic toll of the pandemic.
Woman business meeting

Contractor or employee: Which are you?

Team Maddern
27/Feb/2021
With COVID-19 having a significant impact on traditional employment, many people are working as a contractor for the first time either by choice or necessity. It’s not just a lifestyle decision; from the tax and superannuation perspective, there are important differences between being an employee and a contractor.
SMSF person working on computer

Is a self managed super fund (SMSF) right for you?

Team Maddern
20/Feb/2021
As anyone who has joined the weekend crowd at Bunnings knows, Australians love DIY. And that same can-do spirit helps explain why 1.1 million Aussies choose to take control of their retirement savings with a self-managed superannuation fund (SMSF).
Family

Mind the insurance gap

Team Maddern
15/Feb/2021
At a time when many people have been focused on their family’s health and livelihood, having adequate life insurance has never been more important. Yet the gap between what we need and what we have, has been growing.
Office staff

Retrain your staff with the tax man's help

Team Maddern
23/Jan/2021
For many business owners, fear of incurring a Fringe Benefits Tax (FBT) bill has kept them from retraining and re-skilling their employees to perform different roles or activities within the business.