Blog – Maddern Financial Advisers

Be ahead of the news in accounting, private wealth and finance

Goal written with a dart

Achieving success through habits

Team Maddern
25/Jul/2021
The new financial year offers an opportunity for taking an ‘out with the old, in the new’ approach, making a fresh start in relation to your financial affairs, it’s also a good opportunity to re-examine other aspects of your life.
Inflation written on blackboard

What's up with inflation?

Team Maddern
17/Jul/2021
Fears of a resurgence in inflation has been the big topic of conversation among bond and sharemarket commentators lately, which may come as a surprise to many given that our rate of inflation is just 1.1 per cent. Yet despite market rumblings, the Reserve Bank of Australia (RBA) appears quite comfortable about the outlook.
Business man and woman

SMSFs closing the age and gender gap

Team Maddern
10/Jul/2021
Self-managed super funds (SMSFs) have emerged from a difficult year stronger than ever. Not only have balances been repaired after the initial market shock in the early days of COVID-19, but more young people and women are taking control of their retirement savings.
Road bike at sunset

How to switch gear when you clock off

Team Maddern
26/Jun/2021
After a long day at work, many of us can be forgiven for bringing our stress home – whether it be frustration at a project that isn’t going to plan, a difficult client, a mountainous workload or a clash with a co-worker.
hourglass

Counting down to June 30

Team Maddern
05/Jun/2021
It’s been a year of change like no other and that extends to tax and superannuation. As the end of the financial year approaches, now is a good time to check some new and not so new ways to reduce tax and boost your savings.
Package

Salary packaging - worth the sacrifice

Team Maddern
23/May/2021
The principle of ‘salary sacrificing’ may not sound very appealing. After all, who in their right mind would voluntarily give up their hard-earned cash. But it can have real financial benefits for some in terms of reducing your taxable income, which could see you pay less at tax time.
Paper doll, increase of people

SMSF member limit to rise

Team Maddern
02/May/2021
While it’s not yet in force, the limit on SMSF member numbers is set to increase from the current four to six members later this year. For some SMSFs, this will be a welcome change and will mean additional family members can join their existing fund.
Investments

Bonds, inflation and your investments

Team Maddern
17/Apr/2021
The recent sharp rise in bond rates may not be a big topic of conversation around the Sunday barbecue, but it has set pulses racing on financial markets amid talk of inflation and what that might mean for investors.
Split

Divorce: How to make a superannuation split

Team Maddern
10/Apr/2021
Separation and divorce can be a challenging time, often made all the more difficult when you have to divide your assets. So how do you go about decoupling your superannuation?
weighing scales

Weighing up costs and benefits of an SMSF

Team Maddern
04/Apr/2021
For many people, the idea of managing and investing your own retirement savings is very appealing. But there is ongoing debate over whether running your own self-managed super fund (SMSF) is cost effective. So, what are the arguments for and against having your own fund?