Blog – Maddern Financial Advisers

Be ahead of the news in accounting, private wealth and finance

Home and away with super

Home and away with super

Team Maddern
16/Apr/2018
Australians buying their first home or downsizing in retirement are about to receive a helping hand thanks to new superannuation rules which come into effect on July 1. From that date, first home buyers will be able to contribute up to $30,000 into their super fund towards a home deposit while downsizers can put up […]
Separating needs from wants

Separating needs from wants

Team Maddern
18/Dec/2017
Even those of us who have been paragons of responsibility for 51 weeks of the year can be tempted to take a budgeting holiday when Christmas and the summer vacation roll around. Unlike overindulging at the Christmas lunch, this has more than short-term consequences. Last December, Australians spent $25.6 billion in retail stores. A survey […]
The 12 tips of Christmas

The 12 tips of Christmas

Team Maddern
11/Dec/2017
Ever wonder what Christmas carols would sound like if they were written today? There’d probably be a lot less about piper’s piping and partridges in pear trees, and a bit more about the madness of trying to put on the perfect Christmas without breaking the bank – or going a bit mad. Perhaps an urban […]
Managing big life changes

Managing big life changes

Team Maddern
20/Nov/2017
You’ve probably heard the saying ‘change is as good as a holiday’. And sure, in some situations, altering your circumstances can be refreshing. But not all major life changes make you feel immediately clear, secure, and ready to take on the world. When everything you know is turned upside down, moving forward successfully is not […]
Living longer, living better

Living longer, living better

Team Maddern
31/Aug/2017
There’s nothing quite like a tabloid story about a centenarian partying hard for their birthday to make you feel the creaks in every joint. It doesn’t matter whether they’re on a golf course in the Kangaroo Valley, carving up the slopes in the Rockies or hitting the gym for regular yoga and Pilates classes (and […]
How psychology shapes our financial health

How psychology shapes our financial health

Team Maddern
20/Jun/2017
For many school children of a certain vintage, the wisest investment of their youth was made for them. Buried away in their time capsule, some will still have a battered old bankbook, into which a small amount was regularly deposited. Come the final day of Grade 6, a wide-eyed kid might find a few hundred […]
Increasing the impact of your donations

Increasing the impact of your donations

Team Maddern
15/Jun/2017
As we reach the end of financial year, we have the opportunity to rethink our approach to donating. As we reexamine our financial positions and think about tax time, giving to a worthy cause makes a lot of sense. Just like there are ways to make sure that you make the most of available deductions, […]
June 30: Tips for getting your financial house in order

June 30: Tips for getting your financial house in order

Team Maddern
08/Jun/2017
Time is running out to get your financial house in order before June 30. This is especially the case for anyone who has funds available to make a large cash injection into their superannuation retirement savings before the rules change. The 2016-17 financial year is your last opportunity to make a non-concessional (after tax) contribution […]
How to manage major life changes

How to manage major life changes

Team Maddern
01/Jun/2017
Change is one of the few constants in life. Major life changes can occur unexpectedly or as a result of careful planning. Not all major life changes make you feel immediately clear, secure, and ready to take on the world, so when life as you know it is turned upside down, moving forward successfully isn’t […]
The power in delaying gratification: are you too soft on yourself?

The power in delaying gratification: are you too soft on yourself?

Team Maddern
25/May/2017
Delaying gratification is a simple concept, but as most people know it’s much more difficult to employ in our lives. Ask yourself truthfully, when was the last time you had to wait for something you really wanted? Not just your morning coffee, or an item on sale you’ve been wanting – something especially important? Think back to […]