Blog – Maddern Financial Advisers

Be ahead of the news in accounting, private wealth and finance

Older couple walking side by side on the beach

Easing into retirement

Team Maddern
As the nation drifts back to work after the summer break, it’s often a time to start putting your New Year’s resolutions into practice. For some, an extended holiday may have convinced you that you are ready for more of the good life and that it’s time to retire. In the past, that would have meant leaving work for good. These days, retirement is far more fluid. You might simply want to wind back your working hours. Or you may want to leave your full-time job but keep your career ticking over with part-time or consulting work. Others may dream of leaving the nine to five to run a B&B or buy a hobby farm.
Family of four and a dog posing on the beach

Tree change or sea change on the horizon?

Team Maddern
Australians are leaving capital cities in droves in a phenomenon being referred to as ‘The Great Relocation’. However, there’s a lot to consider beyond the obvious appeal of waking up to the laughter of kookaburras or enjoying a long walk on the beach.
Little wood play house with a set of keys next to it

SMSFs and property: What are the rules?

Team Maddern
With the property market hitting all-time highs in 2021, interest in investing in direct property through your SMSF has never been higher. In the September 2021 quarter, Australia’s SMSFs had almost $88 billion invested in non-residential real property, with another $47 billion in residential real property. But before you add property investments to your SMSF, there are rules you need to be aware of.
Man working at his desk on his computer in his home office

Tax deductions for your home-based business

Team Maddern
Using your home as the base for your business is increasingly popular, particularly due to COVID-19, with many of Australia’s 2.1 million enterprises with four or less employees now based at home.
Computer with investments on screen

Investing on facts not FOMO

Team Maddern
Prices for property, cryptocurrencies and shares have all hit records recently. While great news for investors, there’s always a risk that some people will jump into the market because they are afraid of missing out on easy money.
Couple sitting on train platform seat wearing surgical masks

2021 Year in Review

Team Maddern
Two steps forward, one step back For the second year running, the pandemic was the focus for policy makers, markets, businesses, and individuals alike.
Man kicking soccer ball in goal

Kicking financial goals in 2022

Team Maddern
It’s a chance to refresh and reflect on the year that was and hopefully set some goals for year ahead. Last year more than most, many of us may felt that our personal and financial priorities had shifted depending on our experience of the pandemic. So now that vaccination levels are rising, borders are reopening and we can all plan with a little more certainty, why not take this opportunity for a financial reset in 2022.
Face up hands giving a red gift

The gift of giving this Christmas

Team Maddern
Christmas is a time when we come together to celebrate with our family and friends. And, for those who haven’t been able to see friends and family due to border closures, it will be an even more joyous occasion this year.
stacks of gold coins

Investing in inflation

Team Maddern
Inflation appears to be firmly on the rise and while that is bad news for consumers it’s not necessarily bad news for investors. In fact, inflation may provide new opportunities. In the September quarter, the consumer price index (CPI) rose 3 per cent year on year, a level previously not forecast to be reached until 2023. The underlying rate of inflation, which removes extreme price changes and is generally considered a more accurate reflection of what is happening on the ground, increased 2.1 per cent on an annual basis.
Woman holding umbrella

Don’t take super cover for granted

Team Maddern
Buying insurance through super has many advantages, but you need to make sure you are getting the right cover for your individual needs. In some cases, you may be paying for nothing.