Blog – Maddern Financial Advisers

Be ahead of the news in accounting, private wealth and finance

Coins on top of each other in ascending piles

A super end to the financial year

Team Maddern
As the end of the financial year approaches, now is a good time to check your super and see what you could do to boost your retirement nest egg. What’s more, you could potentially reduce your tax bill at the same time.
Image of world map with red graph arrow indicating downward

Three mistakes to avoid during a downturn

Team Maddern
Heightened global markets volatility – as we’re experiencing right now – can easily trigger kneejerk reactions by panicked investors. Widespread selling, triggered by the Russia-Ukraine crisis, has been behind the recent big swings on global financial markets, including on stock markets, commodities markets, and currency markets.
Arrow graphic going up

How to manage rising interest rates

Team Maddern
Rising interest rates are almost always portrayed as bad news, by the media and by politicians of all persuasions. But a rise in rates cuts both ways.  
Messy desk with papers, calculator and income tax books

Get your SMSF ready for 30 June

Team Maddern
With the end of the financial year (EOFY) just around the corner, it’s important to ensure your SMSF meets its compliance obligations.
Dad walking with child, holding hands at sunset

Sowing the seeds of succession

Team Maddern
Succession planning can be difficult at the best of times without dealing with the added pressures farmers have recently faced with droughts, fires and floods.
Businessman in deep thought looking out of a window

Avoiding emotional bias in financial decision making

Team Maddern
Our emotions colour every aspect of our lives including our financial lives. Recognising how emotions can influence your financial decision making puts your rational side back in the driver’s seat and can help you to achieve positive outcomes in business and your personal finances.
Female left hand typing on calculator with laptop open behind her

Tax offset v tax deduction: What’s the difference?

Team Maddern
This year’s Federal Budget was full of talk about one-off support for households in the form of tax offsets, but most people are a bit hazy on the difference between a tax offset and a tax deduction.
Long empty road ahead

The road ahead for shares

Team Maddern
Trying to time investment markets is difficult if not impossible at the best of times, let alone now. The war in Ukraine, rising inflation and interest rates and an upcoming federal election have all added to market uncertainty and volatility.
Two women climbing up stairs outside

Budgeting for success in 4 easy steps

Team Maddern
With all eyes on the Federal Budget and balancing the nation’s books, it’s a good time to review your personal balance sheet. If it’s not as healthy as you would like, perhaps it’s time to do a little budget repair of your own.
a couple of people signing documents at a table

Going guarantor on a loan

Team Maddern
If you guarantee a loan for a family member or friend, you're known as the guarantor. You are responsible for paying back the entire loan if the borrower can't. If a lender doesn't want to lend money to someone on their own, the lender can ask for a guarantee. Before you agree to be a guarantor, think carefully about your own finances. Make sure you understand the loan contract and know the risks. If you're feeling pressured or unsure about a financial decision, speak to a financial counsellor. It's free and confidential.